Insurance is a financial protection system used widely in the USA.
It helps people manage risk and unexpected costs.
Americans use insurance for health, cars, homes, and life.
Insurance works by sharing risk among many people.
You pay a monthly or yearly premium.
The insurance company agrees to cover certain losses.
Policies explain what is covered and what is not.
Health insurance helps pay medical bills.
Car insurance pays for accidents and damage.
Home insurance protects houses and property.
Life insurance supports families after death.
Insurance is regulated by state governments.
Each state has its own insurance rules.
People can buy insurance online or through agents.
Employers often offer health insurance benefits.
Insurance reduces financial stress during emergencies.
Not all insurance plans are the same.
Choosing the right plan is very important.
Reading policy details helps avoid problems.
Insurance is a key part of American life.