Renters insurance protects people who rent homes.
It covers personal belongings.
Fire and theft are common risks.
Landlords do not cover tenant property.
Renters insurance is very affordable.
It includes liability coverage.
Medical costs for guests may be covered.
Temporary housing may be included.
Policies are easy to buy.
Coverage limits are customizable.
Deductibles affect premiums.
Students often use renters insurance.
Electronics and furniture are protected.
Natural disasters may be limited.
Flood insurance is separate.
Claims are filed online easily.
Insurance offers peace of mind.
It is often required by landlords.
Policies renew yearly.
Renters insurance is a smart choice.