Claims start after a loss.
Customers notify insurance companies.
Forms must be completed.
Evidence is required.
Photos help support claims.
Police reports may be needed.
Adjusters review the claim.
They assess damage and cost.
Approval depends on coverage.
Deductibles apply first.
Payments follow approval.
Delays can occur.
Communication is important.
Denied claims can be appealed.
Documentation improves success.
Claims affect future premiums.
Fraud is strictly punished.
Honesty is required.
Digital claims are faster.
Understanding claims saves stress.