Home insurance protects houses and property.
It covers damage from fire and storms.
Theft and vandalism are also covered.
Policies include personal belongings.
Liability protection is included.
It pays if someone is injured.
Mortgage lenders require home insurance.
Premiums depend on home value.
Location affects insurance cost.
Floods are usually not covered.
Flood insurance is separate.
Earthquake coverage is optional.
Claims require documentation and photos.
Deductibles apply to claims.
Insurance helps rebuild after disasters.
Regular reviews keep coverage updated.
Home improvements affect premiums.
Bundling saves money.
Discounts are available.
Home insurance protects your biggest investment.