Health insurance covers medical and hospital expenses.
It is one of the most important insurances in America.
Medical care in the USA is very expensive.
Insurance helps reduce healthcare costs.
Plans include doctor visits and hospital stays.
Many plans cover prescription medicines.
Some plans include dental and vision care.
People get insurance through employers or marketplaces.
The Affordable Care Act expanded coverage options.
Monthly payments are called premiums.
You may also pay deductibles and copays.
Emergency care is usually covered.
Insurance networks limit doctor choices.
Out-of-network care costs more money.
Government programs include Medicare and Medicaid.
Medicare is for seniors and disabled people.
Medicaid helps low-income families.
Choosing a plan depends on health needs.
Comparing plans saves money.
Health insurance protects your finances and health.